To Win Back Your Love Again Lyrics
Everybody needs money to survive. Information technology's a fact we may not like, simply it's still a fact. Some other inescapable truth is that virtually of usa could utilise more money for the things we need besides as the things we just desire. That probably makes the promise of winning the lottery audio like a dream come true, but the reality is much more complicated than that.
Consider this cautionary tale of a woman in drastic need who won an unbelievable amount of money. The choices and mistakes she made subsequently winning ultimately resulted in losing it all. Her story reminds us all to never forget that money doesn't buy happiness.
Run into Marie Holmes
When she was 26, Marie Holmes was living a difficult life in North Carolina. She was a difficult-working, unmarried mother of four with 2 low-paying jobs. On top of this, one of her children had just been diagnosed with cerebral palsy.
Considering of her child's special needs, Marie was forced to quit both of her jobs to care for him full time. Obviously, the $188 1000000 lottery windfall seemed like a Godsend when Marie won, but unfortunately, she fabricated a series of poor decisions that resulted in her losing it all.
Marie's Original Plans
Marie made some promising comments about what she planned to practice with the lottery coin — $127 million after she chose to get it in a lump sum. "First I'm going to pay my tithes, considering I wouldn't take none of information technology if it weren't for God."
"Later on that, I'm going to ready up accounts for my kids…I'm going to buy a business firm for me and my kids, then brand certain my family unit is all good." Marie too told WGN-Idiot box, "I don't have to worry about the word 'struggle' no more and neither do [my children]."
The Waiting Game
Although most lottery winnings are not life irresolute, lottery jackpots are huge, and at that place are rules for challenge those winnings. If a person wins less than $599, the institution that sold them the ticket pays them their winnings. However, in that location is a lengthy process involved in claiming large lottery winnings.
The ticket has to be verified past a scanning auto. Adjacent, at that place is a waiting catamenia for the coin to exist awarded, and the winner must fill out some identification paperwork. Concluding, the winner must decide if they want all the money in a lump sum or accept information technology dispersed in installments for 30 years (on boilerplate).
Choices, Choices
One of the more difficult choices when a person wins millions of dollars in a lottery is whether to go the money in a lump sum or in installments. The dilemma occurs considering at that place is a big penalization for getting all the money faster in a lump sum.
Marie had the choice of collecting the entire $188 million over 30 years or forfeiting $61 million and collecting the remaining $127 million much sooner. Fiscal experts commonly recommend taking the lump sum and investing the money. That allows y'all the opportunity to make money on your winnings instead of the state. Marie chose the lump sum.
Uncle Sam'due south Cutting
Many people don't know how much taxes people have to pay out of lottery winnings in the U.S., then we'll break information technology down for yous. Although the entire taxation amount wasn't reported in Marie Holmes' case, she definitely paid millions to the government.
In the U.South., lottery winnings are considered income by the IRS, on both the state and federal levels. Therefore, N Carolina would accept taken v.8% of Marie'due south $127 one thousand thousand, and the Federal Authorities would take taken anywhere from 25% to 39.half dozen%, depending on tax bracket and other factors. Most people pay the highest rate.
Setting an Example
When Marie won the lottery, she had plans that all sounded very honorable. She said she would donate first to her church then move out of her mobile domicile and buy a new house for her children. She also planned to fix college funds for them.
Marie told NBC, "All the struggle that I ever went through, it was all for [my children]. I want them to understand that money doesn't change you lot, but it can help you." The public brutal in honey with Marie after hearing almost her history of poverty and hard knocks earlier she became wealthy.
Could She Handle It?
The reputation that Marie had in her hometown and elsewhere was that of a hard-working, single mother who, according to her family unit and friends, "understood the value of a dollar." At one indicate, she had 2 jobs — Walmart and McDonald's — to back up her four children. Therefore, nobody expected her to brand poor decisions well-nigh where the money would become.
Of class, no ane took into business relationship that Marie was inexperienced and uninformed about how to handle large amounts of coin. When she started deciding how to spend the lottery money, the public viewed her equally immature and irresponsible.
Financial Counselor, Please?
When people who aren't wealthy win a lot of money, information technology's highly recommended that they seek professional assist about how to manage the coin, including what NOT to do with it. The boilerplate American has absolutely no experience handling large amounts of money.
Fiscal advisors warn that even titanic amounts of money can disappear rapidly if it isn't invested wisely. In the instance of Marie Holmes, it seemed like her center was in the right place and she was doing what she thought was right, but some expert advice definitely would accept helped her out.
The Bad Judgment Begins
The start thing dubbed a poor judgment call by the public was the $15,000 Rolex that Marie bought her boyfriend, Lamar "Hot Sauce" McDow. The lookout man was more than jewelry than a timepiece and was reportedly "dripping with diamonds."
That same swain ultimately price Marie much more. The Port City Daily reported Lamar was a gang member and a drug dealer afterwards he was arrested and charged with "conspiracy to traffic in opium or heroin" in April 2016. He continued to get arrested throughout their relationship, and Marie spent millions on his bail and defense.
The Saga Continues
Before being sent to jail on drug charges in 2014, Lamar McDow lived with Marie Holmes and her children in her trailer. When he was released from jail after serving his judgement, he lived in the $350,000 dwelling house that she had purchased subsequently winning the lottery.
According to the Daily Mail service, of the original corporeality of $188 million, Marie was left with about $88 1000000 after deciding to take her winnings in a lump sum and paying taxes. This is still a very large amount of money, but a loss of $100 1000000 is obviously very significant.
Leeches Coming Out of the Woodwork
Predictably, lots of people immediately started asking Marie and her beau for money after they heard she won the lottery. The people included friends, family members and numerous others, all requesting various amounts of money for all kinds of reasons. Unfortunately, this experience is common for lottery winners.
Marie and Lamar were constantly harassed for money handouts, and it became very stressful for them. Marie was quoted as proverb, "When money comes, there are more bug," according to reports.
Racial Intolerance in Their New Domicile
Some other trouble that plagued Marie and her family in their new life in their new dwelling house was harassment from neighbors due to racial prejudice. The neighborhood that Marie moved into with her family was an intolerant, primarily white community, and much to the family unit'southward chagrin, the residents were non interested in irresolute.
According to Lamar, "One neighbour set upward a photographic camera to record everything we were doing. If I was driving down the road and going at the speed limit, they would moving ridge at me for going too fast. They did not want us there. They were prejudiced." Lamar reported these disturbing events to the Daily Mail.
The Church Donation
Marie stayed true to her discussion, which was reported in a press release equally "The start thing she promised was to tithe — give a 10th of her winnings to charity." Marie donated a total of $700,000 to her hometown church, Pleasant Hill Missionary Baptist Church, located in Shallotte, NC.
The church reportedly used the coin for much-needed renovations. Marie told the press the church was an important part of her life and her faith and that she had been attention that particular church since she was a child.
Pastor Disaster
Unfortunately, a dissimilar pastor fabricated contact with Marie and her family with an evil ulterior motive. Pastor Kevin Matthews claimed that "God led him to them," and although they certainly regretted information technology later, Marie and her family believed him and allowed him into their lives and their abode.
Presently after meeting Marie, Pastor Matthews asked her for $ane.v million so he could build a retreat. According to him, Marie verbally agreed to fund the projection, although there is no evidence to support that. He so went ahead and began construction on the retreat using his own money. Marie did non contribute.
Wicked Intentions
Citing a verbal agreement in which Marie allegedly promised to donate $one.5 million for his retreat, Pastor Kevin Matthews announced publicly that he was suing Marie Holmes for $10 million. The amount of money named in the adjust was inexplainable, considering the amount he was allegedly promised was much less.
The public believed Pastor Matthews was beingness ungrateful and greedy. His behavior seemed unbecoming of a Christian leader to most people of religion. The justification for his lawsuit was that he had a verbal agreement with Marie for a money donation and compensation for "emotional distress."
Public Outrage
Equally soon as the media caught wind of the lawsuit, they uncovered that Matthews did not announced to be affiliated with whatsoever church. This led to a severe, angry public backlash. People shamed Matthews for being a fraud and trying to scam a dainty lady out of her rightful winnings.
I YouTuber, "Donald the Repentless," was then mad about this that he put out videos entitled, "F*** You Pastor Kevin Matthews." Public opinion was articulate that this so-called "pastor" was nothing just a money-grubbing scam creative person preying on a squeamish lady to become his hands on a lot of undeserved coin.
To Elevation It Off: Adultery
In more bad news for Marie and her children, the media reported that her ex-convict boyfriend was being unfaithful. Unfortunately, information technology was also reported that she herself paid Lamar's mistresses hush money to go away instead of getting rid of him.
In more reputation damaging news, a video surfaced on Facebook of a woman who claimed that in addition to Lamar cheating on Marie, he was also stealing money from her to pay prostitutes for "sexual favors." Unfortunately, the video went viral, as juicy gossip often does.
Powering Through
Instead of withering under the scrutiny of the media and the public, Marie decided to take drastic measures to improve her circumstances. She gathered her strength and took matters into her own hands past turning to a well-known life coach to become some advice about how to improve her life.
Marie contacted Iyanla Vanzant, who has her own prove advising people nigh their relationships on the Oprah Network. Vanzant is a renowned author and motivational speaker with a huge following due to her reputation for changing people's lives for the ameliorate.
The Truth Revealed
In another surprising twist, when Marie went on the Iyanla: Fix My Life talk evidence, her female parent, Fontella, came out and revealed that the numbers she chose for the winning lottery ticket were actually hers and that they had a very special meaning.
"I kept dreaming well-nigh your blood brother that we lost. His birthday, he was the third child, he'd have been 25 that year. Those were the numbers." When Marie asked her mother why she didn't claim the money for herself, Fontella replied, "I just wanted y'all to improve yourself for the babies."
The Scoop on Lamar McDow
Lamar "Hot Sauce" McDow was fortunate enough to stay in Marie's good graces long enough to fight jail three times, to the tune of millions in bail and legal fees. The first time Marie bailed him out, it cost her $3 million in bond money.
Before a year had passed, Lamar was arrested once again, and Marie bailed him out again for $six 1000000. The third time Marie bailed out Lamar, it was $12 meg. Y'all would think she would take been repulsed by his criminal beliefs, but she just kept spending the coin, resulting in widespread criticism.
Misery Loves Company
Marie was warned by many people that if she connected her relationship with Lamar, she could finish up with criminal charges herself. Unfortunately, that'due south exactly what happened. I night, Lamar violated his parole curfew. When the police came, they discovered marijuana in the business firm.
Tragically, Marie was arrested for possession in front of her children. Marijuana remains illegal in North Carolina, but there is a significant racial bias about who is criminalized for it, according to the ACLU. The same number of white people every bit black people utilise marijuana, but blacks are iii.73 times more likely to exist arrested.
The Boyfriend Defense force
Lamar eventually got aroused at the people criticizing Marie for spending her money bailing him out of jail, and he lashed out. To the Daily Postal service, he asserted, "We are a couple, and I am the father of her youngest child. This is what people do for each other."
Lamar went on to say, "She has the coin, and she tin can do what she wants with it. If I had that money, and then I would do the same for her. People are just jealous because of how much she won, and people want to see me locked in jail."
The Wolf Pit
During the taping of the Iyanla evidence, the bad headlines just kept rolling in. Marie'south family unit and even former friends started accusing her of actually stealing the lottery ticket from her mother, despite Fontella freely admitting on boob tube that she had given the ticket to Marie.
To add to the stress and drama, Lamar went to jail at this time on a vii-year sentence for charges related to possessing and selling heroin. Truthful to form, Marie persisted in pushing forward and moving on with her life, demonstrating her force and resilience.
A Goal Met
Despite poor taste in partners, Marie did make some good decisions about what to practise with some of her money. She ended up giving $9.7 million to various charities. Part of that money went to the brand-new Marie Holmes Foundation, which was established to provide for children in demand.
Marie'south foundation provides necessities for underprivileged children. It besides holds community events, which are how some children get their schoolhouse supplies and their Christmas presents. The foundation helps struggling immature mothers similar Marie was earlier she won the lottery.
Do Christians Gamble?
Marie was raised a devout Catholic, and she leans heavily on her Christian faith. Some people criticized her for playing the lottery at all, because it tends to exist frowned upon by the church. People have mixed opinions when it comes to Christians gambling.
1 pastor said this to the Christian Post: "Yous can't be against the lottery, but your youth department is doing a RAFFLE! Aforementioned matter, pastor. Aforementioned Matter!" The stigma remains about gambling being an irresponsible money-waster. Others argue that in that location is naught specific said near gambling in the Bible, so it'due south okay when it's not driveling.
The Root of All Evil
Other religious people, such equally one pastor cited in the Christian Post, pointed out that the Bible says that money is where evil originated. He scolded Marie for buying the lottery ticket and went on to say, "Beginning, we must guard against our love of money."
It should be noted that when the Bible does mention "casting lots," it's not usually talking nigh fabric gain, but virtually God. In an case of this, Proverbs 16:33 states, "The lot is cast into the lap, but its every decision is from the Lord."
Some Friendly Advice
We recommend that others read the unfortunate story of Marie Holmes in case they detect themselves in her shoes. It's not at all easy to become from rags to riches, and similar versions of her story accept happened to others.
It's important to sympathise tax laws for the long term, the rules of the lottery and investment options if you ever notice yourself in the position of receiving a large windfall of money. Be sure to hire a good professional fiscal expert to help you lot make up one's mind how to manage your money to avert reckless decisions.
A Cautionary Tale
If you lot ever happen to detect yourself in the unlikely position of winning the lottery some things to watch out for include government laws, lottery rules, state and federal taxes and your previous unpaid debts. These things tin help you summate your expendable income.
Information technology may exist unwise in the initial excitement to hope lots of charitable giving, like Marie did, without outset doing the math to come across what your accept-home amount really is. Multiple millions of dollars may seem similar an enormous corporeality, merely as Marie discovered, it's easy to burn through it apace if y'all are uninformed.
Further Drama
Some think that Marie had a run of terrible luck later on she won the lottery, while others think she brought her woes upon herself with poor decision-making. A few think the truth lies somewhere in the eye of those two black-and-white judgments.
Aside from spending millions on her boyfriend — who eventually concluded up in federal prison anyway — Marie also fabricated some other questionable decisions after winning the lotto, such as buying her swain a business organisation of his ain and buying her mother a house. She also had harassment charges filed against her for allegedly calling a woman repeatedly to threaten her.
The Bottom Line
The ending of this story is mostly grim, although Marie Holmes did do some positive things with a lasting impact earlier the final of her coin was gone. She didn't seem to realize that she would be under a microscope with the media and the public.
Here are a couple more than tips, just in case you ever hitting it big: Don't trust anyone request for coin, even if they seem to have a very respectable social status (like the pastor who sued Marie Holmes). Remember the good that money can do, but don't forget the bad. No matter what, don't make assuming promises immediately afterward winning.
Source: https://www.reference.com/business-finance/what-not-to-do-if-you-win-lottery?utm_content=params%3Ao%3D740005%26ad%3DdirN%26qo%3DserpIndex
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